
Upgrading Homes In A Down Market, Ep 443 Matt Schticks
Today it’s about buying your first home, and your next home– my guest today followed, or is following, a really simple strategy: When it’s down, it’s time to step it up.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
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The Bitcoin Adviser: Talk to me about using Bitcoin as an intergenerational wealth transfer vehicle.
Hatch: For US markets.
Sharesies: For local, and international markets.
Easy Crypto: To buy and sell digital assets.
Sharesight: For tracking and reporting on your portfolio
Exodus: Get rewards on your first $2,500 of swaps
Revolut: For a new type of banking.
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence
Get Social:
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
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Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
Listen to NZ Everyday Investor Podcast:

Do we need Internet Archives? + Property Tech
Hear from Paul Spain and Logan Ransley (Landlord Studio), as they look at the innovation behind Landlord Studio’s all-in-one property management app. Plus, a look at this week’s tech news and innovation including:
- ListAssist’s breakthrough in the US real estate market
- Precautionary advice on NZ Post scams
- Apple’s satellite service expansion
- The significance of the Internet Archive
- Hydropanels are helping hydrate remote communities
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

Big Tech, Big Government, & Big Central Banks, Ep 442 Ananish Chaudhuri
If you’ve reached the midpoint of your investment journey, or thereabouts, you know – it’s about risk management more than just number go up. Read more.
A special thank you to my guest, Professor Anananish Chadhuri – Lecturer in experimental and behavioural economics at the University of Auckland.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser).
Sign up to the fortnightly newsletter!
______________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
The Bitcoin Adviser: Talk to me about using Bitcoin as an intergenerational wealth transfer vehicle.
Hatch: For US markets.
Sharesies: For local, and international markets.
Easy Crypto: To buy and sell digital assets.
Sharesight: For tracking and reporting on your portfolio
Exodus: Get rewards on your first $2,500 of swaps
Revolut: For a new type of banking.
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence
Get Social:
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
Listen to NZ Everyday Investor Podcast:

Climate is a health issue too – Dr Jan Raymond, Ora Taiao
A new report by medical journal The Lancet shows heat-related deaths, food insecurity and the spread of infectious diseases caused by climate change have reached record levels. In our concern for its effect on economy or the environment it’s easy to forget that climate change is also health crisis. To ensure it’s not forgotten, more than 1000 health professionals are members of Ora Taiao a professional body; advocating for health-enhancing climate action. Vincent spoke to spokesperson Dr Jan Raymond.
Listen to the Podcast Here:

Roaming Changes, AI Lawsuits, and Hearing Innovations
Join Paul Spain and Bill Bennett as they discuss the latest tech news and developments. They cover the shutdown of 3G roaming and Apple’s expanding initiatives in hearing health, while unraveling the legal controversies involving major AI platforms. Listen in as they discuss how Meta is tackling scams with advanced facial recognition, Zoom’s innovative AI-powered avatars, the growing concerns of AI’s impact on the creative industry and much more.
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

US Election: Should You Sell Up? Ep 441 Darcy Ungaro
When you come from nothing, the only sure-fire way to catch up to where you need to be, is to work harder than everyone else, and use leverage. If you can use other people’s money, with permission of course, and you make some correct assumptions about the future, you might be able build more, with less. Whatever the outcome, it’s more with leverage. Read more.
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)– click on this link.
Sign up to the fortnightly newsletter!
______________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
The Bitcoin Adviser: Talk to me about using Bitcoin as an intergenerational wealth transfer vehicle.
Hatch: For US markets.
Sharesies: For local, and international markets.
Easy Crypto: To buy and sell digital assets.
Sharesight: For tracking and reporting on your portfolio
Revolut: For a new type of banking.
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence
Get Social:
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz
________________________
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
Listen to NZ Everyday Investor Podcast:

Kaila Colbin – Founder and CEO at Boma and Crusaders Leadership Programme
Join Paul Spain as he sits down with Kaila Colbin, founder and CEO of Boma. Kaila shares her wealth of experience in entrepreneurship and leadership, from orchestrating impactful TEDx events to her collaboration with the Crusaders Rugby team, Kaila shares her thoughts on the balance between courage and empathy in leadership, with engaging discussions on personal growth, the practicalities of business, and fostering innovation. This episode is packed with valuable insights for aspiring entrepreneurs and leaders alike.
Listen to the Podcast Here:
Gorilla Technology
Paul Spain – LinkedIn
Paul Spain – CEO, Business & Tech Commentator, Futurist
You can keep current with our latest NZ Business Podcast updates via Twitter @NZ_Business, the NZ Business Podcast website.

RBNZ: The Power To Change Our Money, Ep 440 Ian Woolford
Today, I’m grateful to be speaking with Ian Woolford, the head of money and cash at the Reserve Bank of NZ.
Central Bank Digital Currency, branded as ‘digital cash’ by the RBNZ, has the potential to give the banking scene the boot up the backside we desperately need. One step further, trillions of dollars of assets migrating into the digital ecosystem (which is what CBDC’s help facilitate) will usher in the most significant changes to wealth we’ve EVER seen.
Concerns exist, absolutely, especially over the long term.
A responsible and trustworthy RBNZ is the at the base-layer of our financial system. CBDC’s have the potential to dramatically increase the power they hold. Our trust in them must therefore increase over time.
______________________
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
Get Social
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
Listen to NZ Everyday Investor Podcast:

Starship, Tesla Robotaxi, Satellite to Cell and Quantum Computing Breakthroughs
Hear from Paul Spain and Keith Patton (Vivara) as they discuss the latest tech news, including:
- One NZ’s Starlink’s satellite-to-mobile SMS service testing
- NZ Government’s Identity Check facial recognition system
- Tesla’s Robotaxi and Robovan plans
- Breakthroughs in Quantum computing by Chinese scientists
- SpaceX’s innovative rocket-catching technology
Plus a look at Vivara personalised wellness guidance
Special thanks to our show partners: One NZ, 2degrees, Spark NZ, HP, and Gorilla Technology.

Clean sweep: loo roll goes geothermal – Mark Stevens, Essity
You probably know Essity more what’s in your house: Purex and Sorbent in your loo and Handee towels in your kitchen. You may also know that this tissue is produced in a mill in Kawerau, central North Island, across the road from the old Tasman Pulp & Paper mill. Perhaps what you didn’t know is that by the end of this year, the Essity mill will have ditched gas to run almost all on renewable geothermal steam. This shift will reduce the mill’s carbon footprint by 66% compared to 2009, cutting emissions equivalent to taking over 2,200 cars off the road.
Listen to the Podcast Here:

Consultants, Central Banks, & Money, Ep 439 / Jodie Bruning
We’re so optimised for facts, that we’ve forgotten about meaning. The inability to hold a contrarian view may cause side effects like blindness, or extremist views like believing in a flat earth or that you can trust the government.
Check out research paper here.
______________________
Online courses:
The Home Buyers Blueprint: Get a better home; Get a better mortgage.
The KiwiSaver Millionaire Roadmap: From 6 figures to 7; Get a Rockstar Retirement!
New Wealth Foundations: Personal finance from a wealth-builder’s perspective.
Take the free, 5-part online course Crypto 101: Crypto with Confidence (In partnership with Easy Crypto)
Book in a free 15-min phone call with Darcy Ungaro (financial adviser)- click on this link.
Get Social
Check out the most watched/downloaded episodes here
Follow on YouTube , Instagram, TikTok: @theeverydayinvestor, X (@UngaroDarcy), LinkedIn.
Learn more about Ungaro & Co Financial Advice: www.ungaro.co.nz
________________________
Affiliate Links!
I may receive a financial benefit if you click on these links.
Sharesight: (Get 5 months free)
Revolut: Sign up and get a $15 credit.
Disclaimer: Please act independently from any content provided in these episodes; it’s not financial advice, because there’s no accounting for your individual circumstances. Do your own research, and take a broad range of opinions into account. Ideally, engage a financial adviser / pay for advice!
Listen to NZ Everyday Investor Podcast:

A natural at business – Helen Paul Smith, Oku
Few businesses have figured out how to make Aotearoa’s native bush ‘pay’. Helen Paul Smith husband Scott have patiently created a health and beauty brand, Oku, entirely from native extracts and bioactives. Reinvesting the profits into regenerating ngahere in the Waikato, Oku is an inspirational story of business done right.
Listen to the Podcast Here: